Total Benefit Systems Inc

                                            Taking Care of Our Clients

5151 Gateway Centre
Suite 200
Flint MI 48507

Individual Medical

Looking for an affordable health insurance plan that is tailored to fit your individual or family needs?   Consider using one of our preferred carriers offering a variety of comprehensive health and dental insurance plans that offer you and your family the highest quality medical health insurance care available today.

 If you're graduating, self-employed, considering early retirement or losing your employer-sponsored coverage, Total Benefit Systems can help find a medical health insurance plan that's right for you.   For information on individual health care options click below:




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Introducing MyBlue® — Individual health care plans tailored to fit your life.

Whether you're looking for insurance for yourself or your family, Blue Cross Blue Shield of Michigan and Blue Care Network have the coverage you want from the company you can trust. Our site can help you get the health plan that best meets your needs, including plans available with office visits, prescription drug coverage, dental and maternity.

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An authorized independent Agent for Blue Cross Blue Shield of Michigan and Blue Care Network
HealthPlus Signature - Plans for Individuals & Families

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Affordable individual and family coverage from HealthPlus 

HealthPlus Signature plans offer a perfect combination of coverage, service and price for every stage of life.  All plans offer low monthly premiums and help with prescription costs, as well as preventive care and coverage for emergencies.  One of the best values in health care gives you the comfort of knowing you have health coverage for unexpected injuries and illnesses.

Choose a plan that's tailored for you:

Signature OneFor young adults who make wellness a priority, combines affordable coverage and a broad range of preventive care

Signature NetworkA plan with a custom provider network designed for people who are making the transition from group to individual coverage

Signature SavingsAn HSA-compatible plan for budget-conscious people who want to closely manage their finances

Signature SelectA traditional deductible plan for those looking for individual coverage with affordable premiums.


Signature plans are available to children and adults through age 64. Only adults age 18 to 30 are eligible for the Signature One plan. Family policies are available to adults and their dependents age 18 and younger.  Those wishing to provide health coverage for children age 18 and older may purchase additional individual policies for those children.

Service Area 

Signature PPO plans are offered in Arenac, Bay, Clare, Clinton, Eaton, Genesee, Gladwin, Gratiot, Huron, Ingham, Iosco, Isabella, Lapeer, Livingston, Macomb, Midland, Montcalm, Oakland, Saginaw, Sanilac, Shiawassee, St. Clair, Tuscola, Washtenaw, and Wayne Counties.

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