Total Benefit Systems, Inc.

Why Choose Total Benefit Systems? 

 Our clients are important to us.  Because of this, Total Benefit Systems, Inc. wants to help make your job a little easier.  Here are some of the value added services that we can provide to your organization.  Please note these benefits are provided for the lines of coverage in which we are the listed agent of record with the appropriate insurance company.

Why are employee benefits important to your business?

Your employees are your most valuable asset.  Help retain good workers with excellent benefit packages.  We can help you choose a plan to fit your needs.  From group health, life, short-term and long-term disability, to dental and vision, we have plans for groups of all sizes.  We can provide you with cutting edge options, such as Qualified High Deductible Plans that can be used with Health Savings Accounts (HSA) and Health Reimbursement Accounts (HRA) or a Medical Wrap Plan.  Provide financial security to your employees and their families in the event of death or disability with group life and disability benefits.

We use only the best insurance companies for your benefits.  This means less paperwork and headache for both the employer and employees.  Happy employees can help your company's bottom line!ere.

Employee Benefit Checklist
Employer SponsoredVoluntary
VisionLife Insurance

Life InsuranceShort-Term Disability

Short-Term DisabilityLong-Term Disability
Long-Term Disability
Health Reimbursement Arrangements
Health Savings Accounts
Flexible Spending Accounts


The TBS Difference

  • We will PAY for Section 125 Administration (10+ enrolled contracts)
  • We will PAY for COBRA Administration (20+ enrolled contracts)
  • We will ASSIST with any claims issues.  We have a dedicated claims specialist in our office to assist you and your employees.
  • We will REVIEW annually any changes in rates or benefits, making sure your benefit program is right for your business.
  • We will USE the best carriers to insure your group’s benefit needs are met.
  • We will PROVIDE you with outstanding customer service.
  • We will CONDUCT annual employee meetings to review any changes to your benefit plan(s). Monthly meetings can be scheduled, if necessary.
  • We are HIPAA COMPLIANT to ensure confidentiality of personal information. All sensitive documents are shredded by a professional on-sight shredding service.

Have a Question? Call Us!